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Strategies & Market Trends : The 56 Point TA; Charts With an Attitude -- Ignore unavailable to you. Want to Upgrade?

To: Alski who wrote (28294)	4/10/1999 2:30:00 AM
From: Doug R	Respond to of 79180

Alski, "...about your 401k trading plans. You might ought to check your plan pretty close. 401k administrators really don't like anybody running up their costs with active trading. I can trade anytime I want, commission free, in mine; but there is a caveat. You may find there is a clause where they can restrict your trading if they decide..." My 401k is probably the most restrictive you'll find. I have to make absolutely sure I'm right because... I can only trade in it once a month. When I do trade it, I have until the 15th of any month to make a decision. The trade can then only take place at the close on the last trading day of the month. So I have to make a decision 2 weeks in advance of the actual trade. As a result, I ONLY trade REAL corrections. And I have to spot the correction 2 weeks in advance...minimum. To top it all off, I have only 3 selections to move into... an S&P 500 fund a treasury note fund a treasury bond fund I've nailed the last 3 corrections since I started "maneuvering" my 401k and as a result I have outperformed the S&P by 110% in the last 31 months. SO, if I get "jittery" about the possibility of a correction, as I did last weekend, I'm serious. It's a good thing the market went into overdrive this week or else I'd have had to make one of those extreme decisions again. As a rule, I'm either 100% S&P or 100% notes. Since corrections are relatively short-lived events, I only duck out of the S&P for one month. I make the call to get out on the 15th (to exit 2 weeks later) before a correction then the next 15th...I'm back in (as of another 2 weeks later). Nasty business. The 7/96, 10/97 and 8/98 corrections are the only 3 times I've yanked my 401k out of the S&P. Each time was at the close on the last trading day of the month just before each one with each action decided on 2 weeks previous. I then got right back in at the close of the next month. The upshot of this post is...unless the market is REALLY going to drop, it makes little or no sense to trade your 401k. IMO, Doug R

To: Alski who wrote (28294)	4/10/1999 4:16:00 AM
From: Warthog	Read Replies (1) \| Respond to of 79180

Alski .SPC worked for me!! Apparently, there is no restrictions on moving funds in my 401K. If you transfer during the day, you get the price at the end of day. Of course, the funds that one may transfer into and out of are a limited number. (and of course all literature indicates that one should "buy and hold" for the best results. About 95% of the 401K participants seem to do that) The stochRSI seems to be a good indicator from my testing so far. The only technical problem I am trying to solve now is the relationship between the noon price of the dow/S&P/Nasdaq and the closing price of the fund. thanks for your assistnace wart