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Strategies & Market Trends : Cents and Sensibility - Kimberly and Friends' Consortium -- Ignore unavailable to you. Want to Upgrade?

To: Kimberly Lee who wrote (1590)	4/12/1999 4:50:00 PM
From: kathyh	Read Replies (1) \| Respond to of 108040

Kimberly, considering how awful I was thinking today might be...last night as I watch S&P futures creeping ever more into the red, today was an amazing day!! One of my biggest one day gains ever!!! VLDC, ONEM nice gainers, RMGG is still holding its own... Also holding CULE, FDIR, FORE, AFCI, ECHO... and a few others. Bought some CPQ near the end of the day... guess I was feeling sorry for them, <ggg> did they really deserve such a big hit? I think some of the earnings disappointment had to have already been priced in... As always, I really appreciate your excellent insights Kim... I wish I were able to get in on every one of your picks... Thanks!!! Kathy

To: Kimberly Lee who wrote (1590)	4/12/1999 5:32:00 PM
From: kathyh	Respond to of 108040

RMGG PR out this afternoon... was so busy, just noticed it.... Rocky Mountain Ginseng Announcement Business Wire - April 12, 1999 13:37 VANCOUVER, B.C.--(BUSINESS WIRE)--April 12, 1999--Rocky Mountain Ginseng, Inc. (OTC BB:RMGG) is pleased to announce that their subsidiary has begun promoting their existing (FF Co.) product lines in China under their new name, "Rocky Mountain Fuzhou Drug Company Ltd." Their first promotion successfully held this past weekend was located at various multi-outlet department stores. Plans are underway to attend an exhibition in Nan Ning City, the capital city of Guang Xi province (in the southern part of China) from April 28 through to May 2. The current packaging of the existing product line (formerly FF Co.'s) is being redesigned in North America to give a more modern image and reflect the North American concept. Meanwhile, Chinese officials have approved the bar codes required under the new name, "Rocky Mountain Fuzhou Drug Company Ltd." The preparations of the new GMP ("Good Manufacturing Practices") factory are progressing as planned. The design engineer is currently working on the factory layout. Meanwhile, Rocky Mountain Ginseng, Inc. has recently purchased honey-processing equipment to be shipped to China for inclusion in the new factory. Robert L. Bell, CEO, will leave for China the week of April 18th in order to inspect the new facilities and to meet with various government officials. Bell will also meet in China with a representative of a European pharmaceutical distributor to discuss the opportunities available to them for the approved pharmaceutical products in China. For further information and updates, please send us your e-mail address to rlbell@direct.ca or visit our website at www.direct.ca/ginseng. The statements made in this news release may contain certain forward-looking statements. Actual events or results may differ from the company's expectations. Certain risk factors may also affect the results achieved by the company. CONTACT: Rocky Mountain Ginseng R.L. Bell, 604/420-0095

To: Kimberly Lee who wrote (1590)	4/12/1999 5:38:00 PM
From: hobojoe	Read Replies (2) \| Respond to of 108040

LPGLY!ONEM!SHAL!kudos for Kimberly!

To: Kimberly Lee who wrote (1590)	4/12/1999 9:30:00 PM
From: Teri Garner	Read Replies (2) \| Respond to of 108040

ATLB (Atlantic Bank) goes online - the next NetB@nk ! (ATLB has a P/E of 17, and a market cap of $150 mil only) Net.B@nk, Atlantic Bank Up on Online Banking Optimism (Update2) (Adds closing share prices.) Atlanta, April 12 (Bloomberg) -- Net.B@nk Inc. surged 33 percent and Atlantic Bank and Trust Co. shares jumped 81 percent on optimism for profits at companies that offer banking services via the Internet. Net.Bank, the first profitable Internet bank in the U.S., reiterated that it is adding customers faster than expected. Boston-based Atlantic Bank benefited from its announcement last week that it was developing a World Wide Web site at which customers could open accounts and make transactions. Net.Bank Chief Executive D.R. Grimes told the online publication StockHouse.com that depositor growth is 51 percent faster than the company had anticipated. Last week the Atlanta- based bank said it added 8,000 new accounts in the first three months of the year, exceeding its goal of 2,000 new accounts a month. Net.Bank rose 39 to 158 1/2. Atlantic Bank rose 15 7/8 to 35 1/2. The company said Friday that its Dolphin Capital subsidiary had developed a program that lets it offer equipment leases for businesses over the Internet. Other Internet-oriented financial companies rose. Online broker ETrade Group Inc. rose 5 7/8 to 96, and Toronto Dominion Bank, Canada's largest by market value, rose 4 to 57 7/8 in U.S. trading ahead of its planned offering of shares in its discount brokerage business. Net.Bank offers depositors relatively high interest rates and low fees. Its shares have more than doubled so far this month. NYSE/AMEX delayed 20 min. NASDAQ delayed 15 min. *********************************** Tuesday April 6, 10:14 am Eastern Time Company Press Release Atlantic Bank To Enter On-Line Banking Business BOSTON--(BUSINESS WIRE)--April 6, 1999--Atlantic Bank (NASDAQ:ATLB - news) has entered into an internet banking services agreement with nFront(TM), Inc., and has begun the design and development of an on-line, real time banking Web-site. It is anticipated that the site will be fully operational by late summer at which time Atlantic Bank customers will have the ability to open accounts, obtain account information and originate transactions 24 hours a day from virtually anywhere. ''Atlantic Bank is well positioned to enter the on-line banking business,'' said Nicholas Lazares, Chairman of the Board of Atlantic Bank. ''We gather deposits from a national customer base without the overhead associated with a large branch system. That is why we are able to offer deposit products and rates that are competitive with those of other internet banks. We believe that internet banking offers an exciting new distribution channel and complements our efforts to grow our customer base.'' Richard Wayne, President of Atlantic Bank, noted ''Atlantic Bank has demonstrated the ability to generate high yielding assets and add customers through its loan acquisition program and small ticket equipment leasing activities. We expect that the addition of internet deposit gathering will provide a valuable source of liquidity to fund these and other activities.'' Atlantic Bank anticipates that its internet banking services will include a comprehensive line of personal and business deposit products, including certificates of deposit, checking, savings, money market accounts, and an automated bill payment service which provides the ability to export account information for use in Quicken(TM) and Microsoft Money(TM). Atlantic's leasing subsidiary, Dolphin Capital, currently uses a proprietary internet-based lease origination program called PowerLease(TM) to automatically process and credit-score lease applications from remote point of sale locations. Atlantic Bank is a Massachusetts chartered, FDIC insured trust company headquartered in Boston, Massachusetts. Dolphin Capital conducts its national dealer-based equipment leasing business from offices in Moberly, Missouri. This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. As a result of a number of factors, including factors that Atlantic Bank may not currently foresee, Atlantic Bank's actual results could differ materially from those set forth in the forward-looking statements. Please refer to Atlantic Bank's periodic filings with the Federal Deposit Insurance Corporation for a more complete discussion of these factors.