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To: Matty who wrote (1459)	4/13/1999 11:25:00 AM
From: Mr. Miller	Read Replies (1) \| Respond to of 2414

Good luck? Thanks. This run was in anticipation of the ANNOUNCED split, which is always bullish. You think there isn't going to be a consolidation after moving $100 in a couple days? I have been around long enough to know that ALL stocks consolidate. That does not mean they fall apart. Miller

To: Matty who wrote (1459)	4/13/1999 2:57:00 PM
From: George Gotch	Read Replies (2) \| Respond to of 2414

Matty, Please, the assumption that this company is going to takeover the banking industry is the sign of how stupid the market has become. Jee are you going to use them? Why should I, when there rates are the same as my local bank? How do I get my money? Go to a ATM and get a surcharge? Now, don't get me wrong, I feel it is great the stock is up but look at where it is at. This thing has priced the future and the great beyond in the last week. The sad thing is 3/4 of the people out there don't have a plan on when to sell. They think they will all get out at the same time. This is the danger of stocks like this. If you don't have a plan your going to get crushed. Look at all the newbee investors just partying away saying I am rich! I am rich! This is crazy and this market will do a face plant.