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To: Steven M. Kaplan who wrote (232)	4/16/1999 11:26:00 PM
From: Steven M. Kaplan	Respond to of 570

Movers and Shakers Apr 16 1999 1:50PM CST Archives... wallstreetcity.com Provident American Corp. Rated Buy by Theo Spradlin Provident American Corp.(PAMC) has risen from its fifty-two week low of $2-3/4 to a new intraday high of $36-7/8. PAMC share price has settled to $33-3/8 which remains in new high territory. PAMC found resistance at around $13 in January and has been as low as $6 since then. PAMC charts steady upward growth since early March and when it broke $13, the stock price based for about a week and then took off. Yesterday, E-Offering's Electronic Commerce Analyst, Gary Craft, initiated new coverage of PAMC with a Buy rating and a 12-24 month target price of $75-$90/share. E-Offering is an online investment banking firm funded in part by E-Trade that provides Investment Research and Capital Markets services to institutional and individual investors. PAMC through its 2 subsidiaries, Provident Indemnity Life Insurance Co. and Provident American Life and Health Insurance Company, underwrites and sells life and health insurance. Disclaimer: This report is published solely for information purposes and is not to be construed as advice to either buy or sell a security. Trading involves risk, including possible loss of principal and other losses.

To: Steven M. Kaplan who wrote (232)	4/16/1999 11:30:00 PM
From: Steven M. Kaplan	Read Replies (1) \| Respond to of 570

From : S&P ComStock Apr 16 1999 2:54PM Re : VIEWS AND NEWS,PROVIDENT AMERICAN CORP. clearstation.com 4/16/99 2:50 pm... PROVIDENT AMERICAN (PAMC 33-1/2) UP 5, E*OFFERING INITIATES COVERAGE WITH BUY... Analyst Gary Craft says co. offers compelling value proposition based on direct vs. traditional insurance distribution, can generate immediate cost savings of 10%-15%... Believes that as much as 75% or more of its business activity will be done online... Says its $3M annualized premium run rate likely to accelerate to $50M or more by year end '99 as more states, products, carriers are added... Recommends PAMC to emerging growth investors that can deal with likely short-lived risk to its organization structure... Has $75 12-24 month target, which could be conservative./K.Bianco -0- PAMC $ (1354) 04-16-99 02:53 PM EST ClearStation's Price Action Graph Set for