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Non-Tech : NetBank(NTBK)-formerly Atlanta Internet Bank -- Ignore unavailable to you. Want to Upgrade?

To: Mike Milde who wrote (1661)	4/30/1999 3:27:00 PM
From: VALUESPEC	Respond to of 2414

Mike, you are correct when you say they offer discount brokerage services. However, they do not OWN the discount brokerage service. They charge about $25 per trade which is high for on-line trading. Where I am not sure owning a brokerage service is on the management's agenda, it certainly could be at some point. In the same way that Amazon.com is adding to its offering (first books, then music, video, and now auctions), so NTBK will probably grow not only from adding accounts, but from adding services. Also, NTBK subs out a lot of its work in order to keep things simple. One day they could decide to do some of the more lucrative businesses themselves. . . . Just some thoughts. NTBK: ~ $ 173.00 VALUESPEC