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To: w. chan who wrote (1669)5/3/1999 6:38:00 AM
From: usab_long  Respond to of 2414
 
www.cdenergy.com is up and running.

go to cdenergy.com

usabanc.com

=======================

Hello.

Welcome to the start of something really
great.

We're very excited about the introduction of
"CDenergy", our online
auction of FDIC insured certificates of
deposit. With CDenergy,
depositors nationwide will be able to set
their own rates through a
competitive bidding process. CDenergy
auctions will be active 365 days
a year; each day, we will offer different
maturities so that customers
will have an opportunity to purchase CD's
that best match financial
requirements.

After comparison against other rates
available in local marketplaces or
on the internet, you'll be able to accurately
gauge CDenergy rates and
know where your money is going to receive
the greatest return.

Please take a moment to register (click
"REGISTER" below) and
participate in our auctions. CDenergy will
evolve on a continuous basis
and your feedback will help us present an
even greater experience . . .
so we hope to hear from you often. The first
auction of online CD's -
ever - begins today at 12:00 noon, eastern
standard time. Once you
have registered, learn about CDenergy by
clicking on the "faq" button
in the lower left hand corner of the Active
Panel.

Hope to see you here again soon.

Ken Tepper

President & CEO
USABancShares

klt@USABanc.com

P.S. - We look forward to soon providing a
complete range of exciting
banking and brokerage products at our
gateway site,
www.USABanc.com; come see what's in
store !