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To: Ilaine who wrote (25307)5/22/1999 9:23:00 PM
From: nihil  Read Replies (1) | Respond to of 71178
 
Another point about heart attack, check to see what kind of ambulance service you have on 911. Ours on Oahu is truly excellent, including helicopter service for those remote from emergency hospitals. The EM personnel are fully trained and certified and immediately start defibrillation and oxygen and other emergency measures. I know that a 911 call to my house takes 10 minutes to my house and 10 minutes to the hospital (after stabilization of the patient). It costs a copayment of $80. On my heart attack I had my wife drive by work and take me to the Emergency room. This took 10 minutes extra. This was a mistake. I should have called 911. The first few minutes are critical. I am considering buying a defibrillator ($5 grand or so) and taking the training. I carry a cell phone. I might not survive another attack (>50% LV destruction). On a cost-benefit measure I can spend thousands and end up ahead. Of course, Social Security and my Pension Plan should pay big money to have me bumped off.



To: Ilaine who wrote (25307)5/22/1999 9:29:00 PM
From: Jacques Chitte  Read Replies (1) | Respond to of 71178
 
>I realize it's easy for me and him to say because we have Kaiser< That does simplify things right up front. The bills from our fairly normal delivery were a freeeking mess. The anesthesiologist that day was not on our plan - even though the hospital was. It took several iterations between Spouse and the claims dept. to consider the pain guy's cruiserweight remittance.
Is it a recent thing? Insurance has become SO much more labyrinthine and adversarial in maybe five years. You gotta haggle for every service.