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To: Sabrejet who wrote (18971)	5/27/1999 4:22:00 PM
From: Mary Baker	Read Replies (3) \| Respond to of 41369

Wanted to ask opinions about credit card loans vs. Margin loans... I have never taken out Margins with my brokerage accounts... But what I did do was use credit card checks...at 3.5%...I bought oil, bank, health stocks and luckily they are UP...(compared to my Internut stocks) and I would sell immediately before I took any losses to my principle. I have to pay at least $600/month minimum balance each month to borrow these hefty sums...but only around $8.00 in Finance charges. I was wondering what people think of this compared to margin loans. Mary