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To: nolimitz who wrote (129983)	5/31/1999 2:02:00 PM
From: Matthew L. Jones	Read Replies (1) \| Respond to of 176387

Greg, I have made a couple of posts regarding the use of margin. Perhaps you are taking a shot at me. I don't call it whining when I have planned properly, built a good risk management strategy to allow for any drawdown in stock price (at least one as large as any drawdown in the last 10 years) which most professional money managers would consider conservative and prudent. When I borrowed margin money it was under a certain set of brokerage requirements. These requirements are regulated (at least to some degree) by Federal Reserve Regulation T. Out of the blue, while long a carefully hedged position the requirements are suddenly changed on me. I call that unethical. It would be much like driving down the interstate at the posted 65 MPH and being stopped by the police and ticked for driving too fast. When you complained they tell you that they are in the process of changing the speed limit to 40MPH and while you sit in your car they change the sign. I don't call complaining about a valid breach of trust, whining. But then, I'm not afraid of borrowing money either. I borrowed money to buy my house. Funny thing, though: they never changed the payment in the middle of the loan. But then, that's just my humble opinion. Sorry if it struck you as whining. MLJ