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To: Ian@SI who wrote (130210)	6/2/1999 1:13:00 PM
From: freeus	Respond to of 176387

re,taking a 40% hit during the last months constitutes a bear market Yes, to those of us fast losing money it sure does. But not just for personal reasons (I've lost 45% in one month) but also because of the domino effect. We lose We have margin calls. (The brokers I deal with are telline me that margin calls are up 25%-35%) People have to come up with money that they probably dont have or sell. Selling causes more "sell off". Meanwhile every time the market tries to come back those of us in danger sell some more and it sells off once again. I suppose it is just a correction at this point and wont be a bear market unless it extends into the coming year 2000 panic. Or maybe this is it, early. Who knows, but it sure is painful. Freeus