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Non-Tech : NetBank(NTBK)-formerly Atlanta Internet Bank -- Ignore unavailable to you. Want to Upgrade?

To: Sanjay Varma who wrote (1833)	6/3/1999 11:33:00 PM
From: Craig Bartels	Respond to of 2414

Hopefully I get in tomarrow before these panic sellers realize the value here at NTBK. I have a limit order for tomarrow morning at $29. Hopefully it hits:) Craig.

To: Sanjay Varma who wrote (1833)	6/4/1999 7:33:00 AM
From: Mike Milde	Read Replies (1) \| Respond to of 2414

Sanjay, although I really like this company, you can't call it a pure net play. NetBank management has always insisted that NetBank is a bank and not an Internet company. I'd like to see this stock under $20/share before considering buying back in, and that's only if it looks like growth will be extreme. There are a huge number of tiny Internet banks out there that have everything going for them that NetBank does. I'm hoping that NetBank has had enough publicity that they can get customers more easily than other Internet banks. Another thing I'm waiting on is some hint from the company that they will be more than just a bank. It would be interesting to see them turn themselves into a personal finance portal site. Just my two cents... Mike