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Non-Tech : NetBank(NTBK)-formerly Atlanta Internet Bank -- Ignore unavailable to you. Want to Upgrade?

To: Craig Bartels who wrote (1863)	6/7/1999 8:58:00 AM
From: VALUESPEC	Read Replies (2) \| Respond to of 2414

Craig, please post it to your website. I'd like to read it. It is hard to believe NTBK was $48 a very short time ago. This has been a wild ride. Hopefully, NTBK will demonstrate with numbers that its grow rate is continuing or excellerating. Hopefully, they will also confirm its belief that those numbers are sustainable, or beatable, going forward. That would be worth at least 50 Pts, I think. I am glad the secondary is over. Now we know- they got $29 per share. This could cause some floundering, but if the leaders AOL and EBAY can move forward, I am expecting things to get better. I believe this company's future is bright. From this point onward, either NTBK is going to take off in the next couple months as it demonstrates that its growth is sustainable, or it will disappoint as its numbers disappoint us. I am expecting steady, strong growth- but we are still in the gambling stage. When this stage is over, it could get very fun, again. VALUESPEC "Using database technology for applications on the internet"