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JUNUM INC. (‘THE COMPANY’) is a public holding company that was founded on October 1999 through the acquisition of an existing credit management firm with a nine year operating history. The Company has since evolved into the financial services industry and is ‘developing technologies and acquiring assets that create shareholder value.’ The Company trades on NASDAQ OTC under the ticker symbol ‘JUNM’. Junum’s technology based products and services were developed to capture the Credit Management and Debt Exchange markets, supplemented with its financial products. The Company has eight patents pending on its core technologies and business methods. The Company has recently completed two acquisitions: a $352 million non-performing debt portfolio for Debt Exchange conversion into performing receivables and Infobase Marketing Services, an industry leader with a ten year history in balance transfer. The financial services industry is comprised of a wide range of consumer and commercial oriented companies in both the Credit and Debt markets. Within these markets, many companies operate in a narrow or somewhat fragmented manner in comparison to Junum and its subsidiary companies. Currently, the Company’s Credit and Debt products have a combined global market potential of approximately 300 million individuals and businesses. The Company has developed innovative products and has begun sales and marketing campaigns through its subsidiaries. Corporate Operations The Company’s four subsidiaries include Junum.com, Inc., Voléran, Inc., Junum Financial, Inc., and Junum Intellectual Property Holding Company, Inc. Junum.com, Inc. is a complete Credit Management company that works to improve the credit rating and protect the credit identity of individuals and small business. The Company is dedicated to providing comprehensive, convenient, and affordable solutions through online credit analysis, enhancement, and protection. Voléran, Inc. is a Debt Exchange company that acquires non-performing debt portfolios for reconstitution into new performing receivables in the form of a Voléran credit card bundled with membership in the Junum.com complete Credit Management program. The Company is dedicated to providing consumers with the opportunity to reestablish positive credit and eliminate old debts. Junum Financial, Inc. is a financial products company that enables lending partners to market to customers that meet predetermined criteria as identified by Company technology. The Company is dedicated to providing innovative products and services that enhance its customers’ financial position. Junum Intellectual Property Holding Company, Inc. is a licensing company that retains financial technology products developed or acquired under the Junum, Inc. family of companies. For a complete review of this great looking company, go to their website at: www.junum.com | ||||||||||||
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