| 21st Century Holding Company (21st Century) is an insurance holding company, which, through its subsidiaries and its contractual relationships with its independent agents and general agents, controls substantially all aspects of the insurance underwriting, distribution and claims process. The Company is authorized to underwrite personal automobile insurance, commercial general liability insurance, homeowners' property and casualty insurance and mobile home property and casualty insurance in various states with various lines of authority through its wholly owned subsidiaries, Federated National Insurance Company (Federated National) and American Vehicle Insurance Company (American Vehicle). Federated National is authorized to underwrite personal automobile insurance, homeowners' property and casualty insurance and mobile home property and casualty insurance in Florida as an admitted carrier. |