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To: Bernie Goldberg who wrote (13388)	11/1/2000 8:34:36 PM
From: Steve Grabczyk	Read Replies (1) of 18928

Hi Bernie: No. Sorry to say I can't do them. I don't have Excel at home for PCA and never was able to get AI to work. Besides, as you know, I have used a common cash reserve for my whole basket since I started a year ago. So I couldn't really set a beginning point as you did. However, your point was not lost on me. Heaven knows that had I had 20 20 hindsight, I would not have made some of the decisions I did trying to get the biggest bang for my dry powder. Fact is, I went into the 1 year exercise with a % to total cash reserve grid plan which declined as my egg count went up. Of course I totally ignored my own strategy a few months into the game! As I told Robert the other day, I truly consider myself lucky that my first year came out as good as it has. Time will tell. I can say that it was very tough for me to not panic when I was down double digits. Frankly I think the expert guidance and advice on this board kept me from the lemming leap! Thanks! and Regards, Steve

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