Stockholder notes payable,
           non-interest bearing, no
           specified repayment terms
           (see below)                                      $   348,900

        Unsecured note payable to
           majority stockholder,
           interest at 11.0%, payable
           monthly, principal due
           December 2002                                        950,000

                                                            $ 1,298,900

Interest on the above non-interest bearing stockholder notes payable has been
imputed at an amount equal to the average annual prime rate plus 1.0%.  For the
years ended December 31, 2000 and 1999, interest expense on these notes amounted
to $35,692 and $31,335, respectively.  In the accompanying financial statements,
an amount equal to this interest has been recorded as additional paid-in
capital.

The stockholder notes payable have no specified repayment terms. However, based
on written representation of the Company's Chief Executive Officer and majority
stockholder, these notes payable will be repaid prior to payment of sales
commissions due sales agent (see Note B).  Repayments will be limited to no more
than 50% of all earned sales commissions due sales agent.

NOTE D - RELATED PARTY NOTES PAYABLE

The Company's majority stockholders own another company that developed and sold
a patent to the Company for $61,073 (see Note A).  The Company issued a $61,073
note payable to this related company in conjunction with the purchase. Terms of
the note provide for interest at 7.5% per annum.  Principal and unpaid interest
payments on this note shall be paid from no more than 50% of any Company net
profits, as defined.

At December 31, 2000, the Company's majority stockholders have agreed to assume
the liability for the interest accrued on the above note through December 31,
2000.  This assumption of the liability has been recorded as a contribution to
additional paid-in capital in the accompanying financial statements.

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