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To: doniam who wrote (17632)	12/28/2001 3:19:49 PM
From: Gary	Read Replies (1) of 18932

Don You are correct. You can withdraw your contirbutions to a Roth IRA after five years without taxation and without regards to age. Income taken prior to 59 1/2 would be taxed. As for planning, it is always difficult with changes subject to politicians' whims and the fact that lately, law changes are spread over a number of years. You have to plan based on the current laws in effect and just be flexible. Gary

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