Post Hurricane Katrina, New Orleans residents are challenged often with the
task of tracing home titles back potentially hundreds of years. With a
community rich with history stretching back over two centuries, houses have
been passed along through generations of family, often making it quite
difficult to establish ownership.
Here's a great letter an attorney wrote to the Federal Housing
Administration (FHA) on behalf of a client that was absolutely priceless!!
(Actual letter):
"Upon review of your letter adjoining your client's loan application, we
note that the request is supported by an Abstract of Title. While we
compliment the able manner in which you have prepared and presented the
application, we must point out that you have only cleared title to the
proposed collateral property back to 1803. Before final approval can be
accorded, it will b e necessary to clear the title back to its origin."
Annoyed, the lawyer responded as follows (actual letter):
"Your letter regarding title in Case No.189156 has been received. I note
that you wish to have title extended further than the 194 years covered by
the present application.
I was unaware that any educated person in this country, particularly those
working in the property area, would not know that Louisiana was purchased,
by the U.S. from France in 1803, the year of origin identified in our
application.
For the edification of uninformed FHA bureaucrats, the title to the land
prior to U.S. ownership was obtained from France , which had acquired it by
Right of Conquest from Spain. The land came into the possession of Spain by
Right of Discovery made in the year 1492 by a sea captain named Christopher
Columbus, who had been granted the privilege of seeking a new route to
India by the Spanish monarch, Isabella.
The good queen, Isabella, being a pious woman and almost as careful about
titles as the FHA, took the precaution of securing the blessing of the Pope
before she sold her jewels to finance Columbus' expedition.
Now the Pope, as I'm sure you may know, is the emissary of Jesus Christ,
the Son of God, and God, it is commonly accepted, created this world.
Therefore, I believe it is safe to presume that God also made that part of
the world called Louisiana.
God, therefore, would be the owner of origin and His origins date back, to
before the beginning of time, the world as we know it, AND the FHA.
I hope you find God's original claim to be satisfactory. Now, may we have
our damn loan?"
The loan was approved. |
