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Non-Tech : Kirk's Market Thoughts
COHR 181.67+2.4%Dec 5 9:30 AM EST
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To: Kirk © who wrote (3171)6/7/2015 2:42:57 PM
From: w0z  Read Replies (1) of 26721
 
I'd want to make sure you used up the zero bracket on capital gains, perhaps for others by delaying Social Security until age 70 to keep total income low.

Having turned 70 in December, 2015 will be my first year for full SS income since I delayed my benefit (although my wife took hers early). I figured most would be taxable since this will also be my first year for IRA RMDs but was pleasantly surprised when I did my estimate for 2015. Only 4.5% of our combined SS income will be taxable. Hopefully I'm not making a mistake but I estimated this using the same 2014 H&R Block program used for doing 2014 taxes.
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