Kirk's Market Thoughts Message Board

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Non-Tech : Kirk's Market Thoughts

COHR 191.37

-0.3%

Dec 24 9:30 AM EST

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To: the traveler who wrote (5824)	5/30/2018 2:36:25 PM
From: Kirk ©	1 Recommendation Recommended By the traveler Read Replies (1) of 26837

It occurred to me there is another way to look at the problem. We taxpayers who don't get government pensions that allow us to retire after 30 years in our 50s with 60% or more of our salary that is often, if not always, pension spiked at the end to get even more.... may want to "get as much as we can ASAP" to make sure we reach "break-even" with higher odds... SO you run the math to see what gives the highest chance of breaking even and that probably means start early because you can always be hit by space debris the day after you reach the minimum age you can start taking payments. IF your goal is to maximize lifestyle if you live to a healthy 100.... then delaying probably makes sense. There is also the issue of some of us have a hard time spending as much on ourselves as we can NOW so having those SS payments might make it easier rather than rely on the math showing us we have plenty to spend down now and let SS take over at age 70... especially if you trust the government as far as you can spit....

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