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Non-Tech : Kirk's Market Thoughts
COHR 153.89-3.4%3:27 PM EST
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To: robert b furman who wrote (6144)8/22/2018 11:53:45 AM
From: Kirk ©  Read Replies (2) of 26438
 
You left off some
The fools still have not learned how to help their constituents - get a job and education, save up a down payment - work the banks hard for a low rate in a 15 year mortgage and pay it off early!
Obama's greatest failure was he didn't use his position to show how kids can do well with two parents or two grandparents with both male and female role models to show you how to treat people.

Also, I went with 30 yr variable loans as rates were falling and that meant I could put more of my paycheck into stocks which I hoped would outperform the loan costs after taxes....

Only when I thought rates were at a low (I was too early) I locked in for 15 yrs at 3.375% AND put cash in iBonds, TIPS and CDs that pretty much make the payments. The idea being the Fed will create another bubble and the 3.375 will be a rate they would want me to repay early...
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