A.I.M Users Group Bulletin Board Message Board

STOCKTALK

We've detected that you're using an ad content blocking browser plug-in or feature. Ads provide a critical source of revenue to the continued operation of Silicon Investor. We ask that you disable ad blocking while on Silicon Investor in the best interests of our community. If you are not using an ad blocker but are still receiving this message, make sure your browser's tracking protection is set to the 'standard' level.

Strategies & Market Trends : A.I.M Users Group Bulletin Board

Public Reply Prvt Reply Mark as Last Read File

Previous 10 Next 10 Previous Next

From: OldAIMGuy	11/3/2021 4:33:35 PM
	of 18928

My retirement accounts are such that at my current age I am required to take a minimum distribution from now on. This amount is determined by actuary tables base on one's age and the previous year's ending value. So, the totals will now reflect those "RMD's." They tend to get harsher as one's age goes up. I've not found a successful way to stop my aging, so I guess I have to take the $$$ and pay taxes on them. There's no way to keep the annual distribution percent at a steady level. They're set up to force the accounts toward zero balance in the future. Here's my 10 company "Sandbox" account: Next up is my "Contributory Simple IRA" and even though I'm still contributing to it I still have to take the RMD. (The growth ETF I'm using is Vanguard's VUG fund) The portfolio of International "Style" type ETFs has struggled a bit more than the U.S. Domestic but is making progress since the Covid lows of last year. Here's how my composite of domestic U.S. Sector ETFs look as of the end of October. It continues to head upward and tipped a new all time high at month's end. I'm currently limiting cash buildup in these portfolio strategies to match roughly what my "market risk indicator" (MRI) is suggesting. As I advance into my middle 70s I may change my opinion on that tactic. Settings for all the ETFs are a total SAFE of 10% and trade sizes of roughly 5% of equity share counts. "vealies" are used to control cash growth to my MRI suggested level. Settings for the Sandbox Stocks are 10% total SAFE and minimum trade sizes of 10% of positions. These histories aren't as deep as the models you've built but one can get a feel for how AIM works from looking at how cash floats along with changes in equity value. Best wishes, OAG Tom

Report TOU Violation

Share This Post

Public Reply Prvt Reply Mark as Last Read File

Previous 10 Next 10 Previous Next