OK, not to get in the weeds, but my point was that your "problem" with Social Security is a 10% problem that is disconnected from the daily struggles of the average, middle income American. Here is what Gemini says about $184,500 incomes, and apparently, AI doesn't call it middle income either:
As of 2024, approximately 90% of Americans have an individual income below $184,500. The exact percentile for any given income can be found using an income percentile calculator, which relies on data from the U.S. Census Bureau.
This estimate is based on the following key points about individual income for the 2024 calendar year:
- An individual income of nearly $149,000 is required to be in the top 10% of earners.
- The median individual annual income for all workers was approximately $45,140 in 2024, according to the Federal Reserve Bank of St. Louis.
- Data from the Social Security Administration found that a national average wage index for 2024 was $69,846.57.
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