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Technology Stocks : CheckFree Holdings Corp. (CKFR), the next Dell, Intel? -- Ignore unavailable to you. Want to Upgrade?

To: AugustWest who wrote (10447)	9/22/1999 7:35:00 PM
From: zuma_rk	Read Replies (1) \| Respond to of 20297

One more point on Using Intuit Services Corp. (ISC)(aka Quicken direct) vs. Yahoo, or direct with your Bank: For the flat monthly fee, you can authorize up to TEN separate financial institutions to work under the same ISC umbrella. The advantage is that you can set up and control only one list of payees through Quicken, and have it work with Citibank, Schwab, Wingspan, etc., etc. I've been using the ISC service for about a year now, I guess, with both Citi and Schwab. Works flawlessly, and because I automatically download the activity from these two accounts into Quicken a couple of times a month, the reconciliation takes no time at all. rk

To: AugustWest who wrote (10447)	9/23/1999 12:21:00 AM
From: Erik T	Read Replies (2) \| Respond to of 20297

I got some epay, and I traded it good this morning. but if you've done any ananysis of it, I'd appreciate your opinion on them Wasn't EPAY one of those Crafty wonder-picks? I think he had a price target somewhere around $40 a share, and when it ran around $100, he kept it as a buy, saying something like,"let the market determine the fair price." I guess the market is speaking. Erik

To: AugustWest who wrote (10447)	9/23/1999 6:51:00 AM
From: AugustWest	Respond to of 20297

>>. A handy dandy excuse for ineptitude. Gary also built on a comment about this may be like a domino effect by banks to sign up. #reply-10498391 I'm walking softly on the ice. You all know how easy prey checkmonkey is bad news. Truth or falsehoods. also might be a little dry spell here with press releases from the comapany(ckfr)regarding new alliances/partnerships. Coffee won out.

To: AugustWest who wrote (10447)	9/23/1999 7:04:00 AM
From: micny	Read Replies (1) \| Respond to of 20297

AW, Did you see this posted on the CKFR/Yahoo thread re.EPAY? EPAY from Briefing.com today: Bottomline Technologies (EPAY) 17 -8: Three quick notes about yesterday's after the close earnings warning from Bottomline Technology. First, there really is a Y2K spending problem for enterprise software companies. Bottomline blames it for their revenue shortfall. Other companies, particularly enterprise software companies have been whining about it, but it is real. What IT department wants to start a major new project right now? And implementing Bottomline's electronic invoicing and bill payment system is a major deal. Second, there really is a link between the underlying business of a company, and its stock price. Bottomline stock became "disconnected" from its underlying business pattern, and the stock flew up to $98 per share a month after its IPO. Ninety-eight dollars just six months ago! It was a trading vehicle, not an investment. But when the trading party is over, the only buyers around are the ones who want it as an investment. The lesson? If you like an investment long term, make sure you aren't entering when the stock is a trading vehicle. It is easy to forget this with many stocks (see Red Hat below) that just seem to go up forever. Third, it demonstrates the risk in technology stocks. Even if you bought the idea that EPAY's trading vehicle days were over, and it was now time for a long term investment in the stock, the price might have looked good last week. After all, the market cap had fallen from $1 billion to $250 million. Reasonable for a stock with $40 million in trailing sales? Obviously whoever bought it last week thought so, but they still get whammed with a 33% drop today. Cheap stocks can always get cheaper. The risk now is that, while the "hands-off-new-projects-because-of-Y2K" problem is real, it isn't the real problem at Bottomline. Revenue growth wasn't exactly spectacular throughout 1999. What guarantees strong revenue growth in 2000? Bottomline investors should be asking that question today, because at 4 times sales, it is still at the expensive end for enterprise software companies. - RVG