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To: David H. Zimmer who wrote (13290)1/26/2000 10:52:00 AM
From: micny  Read Replies (3) | Respond to of 20297
 
Dave, re. INTF you said, "they get paid for every bill or statement presented. There need not be a reaction by the Internet user other than receipt of same."

Actually this is an oversimplification isn't it? For bills, there need not be a "reaction", but their needs to be an INITIATION/ENROLLMENT by the consumer. As for statements, banks for instance cannot satisfy their obligation to customers by simply electing, without the customers' agreement, to deliver statements electronically in lieu of delivering a hard-copy, can they?