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To: KFE who wrote (5754)	3/29/2000 2:10:00 PM
From: Jeffry K. Smith	Respond to of 8096

Ken, that helps a whole lot. Thank you very much. I have printed it out and will study it, after I extricate myself from a large margin call! Thanks again so much. Jeff Smith

To: KFE who wrote (5754)	3/30/2000 3:48:00 AM
From: Tim O.	Read Replies (1) \| Respond to of 8096

<<Why use T-Bills: If you use cash instead as collateral your broker may deduct the margin requirement from any cash balance you have earning credit interest.>> Hmmm... I've always taken for granted that interest is earned on all of the cash balance. I'll have to pay more attention. About the T-bills, isn't there an inherent risk on the bond prices itself? The difference between money market rates vs. T-bill might not be worth the risk. Appreciate your thoughts. tim