To: UnBelievable who wrote (59538 ) 9/23/2000 12:53:40 PM From: UnBelievable Read Replies (1) | Respond to of 122087 This Keeps Getting Better and Better - We Got To Do It I have bolded a few of the neat features.hellobonds.com Terms and Conditions We suggest you read this page carefully even though it is just a bunch of boring legal stuff. We can not be held responsible for misunderstandings resulting from a failure to read these terms in their entirety. By sending a check or money order to HelloBonds, you enter into a legally binding agreement. In exchange for use of a loaner's capital, one will receive a fixed interest rate for the agreed period of time. Loans may not be called in early nor may they be paid it off early, unless both parties agree to such a transaction. For legal purposes, HelloBonds.com and ThadZeus Enterprises are the same entity. This means loans are backed by the assets of the entire ThadZeus Network of companies. We currently have assets far in excess of the amount of cash on loan. In the past, we have been able to earn returns in excess of the amount of interest we pay. For these reasons, we don't foresee any reason why we would not be able to pay back all current and future loans. However, past success is no guarantee of future success. Bond holders stand to lose part or all of their investment if, at some future date, we are unable to pay off our debt. The vast majority of the money we are lent is put into high yield, moderate risk securities. However, we reserve the right to use funds loaned to us for any purpose we see fit including, but not limited too, investment in public and private companies, active stock trading, personal loans, and use of the funds in day to day operations of our various enterprises. Loans made to ThadZeus Enterprises (bonds) are not FDIC insured, or secured by anything other than our assets. Investors acknowledge that they are assuming some degree of risk by investing with us. Under normal circumstances, bonds will be locked in the published rates on the date of purchase. However, we reserve the right to adjust the rate if it appears the customer delayed sending payment for an excess period of time. Interest will begin accruing on the date that payment is received. Interest will be calculated and compounded on an annual basis. All interest accrued during the life of a bond will be paid on its due date. HelloBonds will send a certificate of purchase to the purchaser on that date. Purchaser will also receive an email confirming receipt. Purchaser will be expected to return the certificate when the bond comes due. We will issue a check on the date that the bond comes due, or plow the proceeds into a new bond, at the holder's discretion. Holder will receive repayment in the mail a few days later. Returned checks will be charged a $20 fee and will result in a forfeiture of interest accrued. We reserve the right to modify, add to, and/or delete from these terms at any time without notice.