To: Poet who wrote (3974 ) 2/11/2001 10:51:30 AM From: Rambi Read Replies (5) | Respond to of 6089 The Developmental Stages of Life As Demonstrated By Rambi's Checkbook Techniques At the age of 18, a very protected, immature 18, I went off to college with my very first checkbook and an allowance of fifty dollars a month. After two months, my mother called and said, "You can't spend more than fifty dollars a month, dear.Didn't you see that you've overdrawn?" "What's that?" I said. "The bank called and said they thought I ought to know that you were two hundred dollars overdrawn. You spent more money than you had. DIdn't you balance your checkbook?" "What's that?" I said. This happened two more times before my mother sat me down on Christmas break and showed me how money went in and money went out and why the amounts had to match. I was incensed that these people were cashing my checks if I had no money. They should have known better. I never did balance the checkbook. My mother finally took it away from me. At 22 I got a real job, and my own account far from the protective little town where my mother's bvest friend was vice pres of the bank and would call my mother and say, quick, make a deposit. penni overdrew again. Stage 2-Now that I was a grown up, I decided I had better behave more responsibly. EVery paycheck I deposited the check, wrote down the amount, and subtracted my checks. Then the next paycheck, I started over. It worked great, and when I moved, I had 600.00 saved up that I'd never known about. Stage 3- Graduate school, poverty, and had no money, but a very controlling husband. I was off the hook. Stage 4- Grown at last. I suffered some weird personality transformation and became an anal-compulsive, every penny must be accounted for, statement keeper. I have remained so for twenty-five years, though I have never found a mistake in the bank's accounting systems. Stage 5-- I read the posts of several people whom I had thought of as responsible, intelligent adults, who have now convinced me that my life is too short to continue this ridiculous practice and I thank you all. I feel a new fiscal freedom upon me, a heady anticipation of lucre liberality, monetary madness. Will this end in disaster? Or are you elevating me to a higher level of consciousness?