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To: Knighty Tin who wrote (137252)	12/5/2001 12:16:34 PM
From: LLCF	Read Replies (2) \| Respond to of 436258

LOL, probably right, when J6P sees how much more he has to save due to lower rates he throws his hands up and binges! Same reaction to most other problems in life I suppose, surprise surprise... I think people are overworked and stressed out now that I think of it. DAK

To: Knighty Tin who wrote (137252)	12/5/2001 12:37:54 PM
From: benwood	Read Replies (2) \| Respond to of 436258

KT, I think one reason folks in the US do not save is that we have learned for the past 30 years or so that if you do not feel good about yourself, you simply need to buy something to fill up the void. It's an addictive cycle, as the debt load will thus stimulate spending. I know a lot of people who have had huge debt loads and then gone on a spending rampage (one was a week or two before declaring bankruptcy, and everything he bought went back). I've known several people who, upon having a marriage break up, immediately bought an expensive car. Stuff to make us happy. Can't buy happiness; can't buy love. But you can buy adrenaline rushes, and so that keeps the cycle going.