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To: Tradelite who wrote (145282)	1/22/2002 7:13:00 PM
From: Bid Buster	Read Replies (1) \| Respond to of 436258

<<Who will collect the insurance if your home burns to the ground? You will, so I say you are the owner. >> you are WRONG again...the LENDER or lienholder collects first..

To: Tradelite who wrote (145282)	1/22/2002 7:27:13 PM
From: At_The_Ask	Read Replies (1) \| Respond to of 436258

I think the point of many here is that their are good and bad times to buy real estate. It is the opinion of the majority that now is a bad time to buy. It is also the opinion of most that real estate values overall will decline as the value of the equity markets decline; also that the value of the dollar vs gold and commodities will also decline. It is the opinion of most that real estate has been the beneficiary of a bubble. By your logic everyone should also be fully invested in stocks at all times because markets always go up. Perhaps you should study the history of Japanese real estate over the last 20 years and then reevaluate your position.