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To: GraceZ who wrote (161247)	4/21/2002 6:17:03 PM
From: Les H	Read Replies (1) \| Respond to of 436258

Perhaps the statistics for savings rates in Japan are skewed. They use savings as a proportion of disposable income. If you're in a recession and your income falls faster than your expenses, your savings rate can rise even though you're saving less since your disposable income is falling faster. The statistics in the U.S. also skew the savings rate too high. What fool making 100,000 a year and having 60,000 in disposable income after taxes would consider a yearly savings of 6,000 to be a 10 percent savings rate. It's 6 percent.

To: GraceZ who wrote (161247)	4/21/2002 8:22:01 PM
From: orkrious	Read Replies (1) \| Respond to of 436258

What I'm saying is that they should continue to use their savings to invest. There aren't many smart enough to buy golds. They are much better off putting their savings in the bank than buying INTC, CSCO, AMAT, and MSFT. Right now the country is awash in capacity, so even though your post makes an interesting point, more investment is really not what this country needs. [edit] (at least for a few years)

To: GraceZ who wrote (161247)	4/21/2002 10:02:01 PM
From: LLCF	Read Replies (1) \| Respond to of 436258

I can't disagree more... 1.)what you're saying is that NOT putting your money in the stock market will cause an implosion and depression. 2.)When are they supposed to spend the money? DAK