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To: John F. Dowd who wrote (171170)	9/23/2002 1:21:40 PM
From: Jorj X Mckie	Read Replies (1) \| Respond to of 186894

Major breakdown in the charts though stockcharts.com Grub

To: John F. Dowd who wrote (171170)	9/23/2002 1:43:08 PM
From: Oral Roberts	Read Replies (2) \| Respond to of 186894

Your whining reflects TV hype Your inability to check facts leads me to believe you are a deluded long. Let me help you out. Great article here although you will have to register to view but I'll even help with some excerpts. mortgagedaily.com The Mortgage Bankers Association of America (MBA) reported that the percentage of borrowers past due thirty days or more on 1-4 unit residential properties was 4.77%, up 0.12% -- or 12 basis points (BPS) -- from the first quarter It would appear that the delinquency problem is more then TV hype. The increase in delinquencies is due mainly to the increase in unemployment that occurred from the first quarter to the second quarter of this year," explained MBA's chief economist, Doug Duncan. "In the first quarter, unemployment averaged 5.6 percent, but increased to an average of 5.9 percent in the second quarter. One year ago, in the second quarter of 2001, unemployment averaged 4.5 percent It would appear that although this unemployment rate is not a problem for you, it does appear to be a problem for loan delinquencies and the economy. As for tech coming around, of course it will, but are you willing to hold for instance INTC until it bottoms around 5? You won't get back to where you are today for maybe 20 years or more and that seems rather silly to me.

To: John F. Dowd who wrote (171170)	9/24/2002 9:36:24 AM
From: Amy J	Read Replies (2) \| Respond to of 186894

John D, RE: "Your whining reflects TV hype" I believe my comments reflect economic reports and data. Side note, I haven't watched TV since approximately 1997 as I prefer to get the more informed raw data, newsfeeds, or online videos from the Internet. The short-term could get more painful, but if one is able to sustain a couple of years of it, I think one would be fine. PCs aren't like cars. They get outdated much faster. I can keep my car for 10 years, but my PC has to go after 3 or at most 4 years when it becomes less efficient to keep it. (I bought it in 4/99.) Windows 1998 happened a long time ago. Many software packages no longer support Win98, and even though many still support Win98 SE (second edition), Microsoft does have its rule on this, and that's a silver lining. I have a Win98 system at home, and the entire system is ready for a Goodwill donation. I have 256 memory and am at 90% most times (even after optimizations, etc.) The processor is slower than molasses, the hard disk is about 10 times smaller than what I now need, the seek time on the disk is too slow, and the software compatibility issues will grow if I continue to add more software on an out-dated system. I had (at the time), a high-end system with lots of cache and the fastest bus, but it's frustratingly slow for today's applications. I'm ready to buy a new PC. But something that's more than just a PC... something that can dual as an entertainment system, with better screen display & rotation than Dell's PCs. (We watch DVDs on a PC in a cozy library.) I looked at Dell's but their PCs are grey. Grey is a work color. That won't work for a consumer home product. I've heard several people say the Dell PC's aren't pretty this year (and I'd have to agree). Meanwhile, the Apple store had a lot of people trying to buy their really sleek, white-colored computers (and in the Valley, where its a depressed economy.) If Apple's computer had WinOS on an Intel chip, I'd buy it, it is that good. Their new monitor is awesome. The PC industry is one year behind Apple in the display technology. I've only bought Dells at work and home, but won't buy a dreary gray-colored PC for my home. I looked at Compaq's line, but didn't see anything that was in a white. Only Apple seems to have the nice consumer look. I heard HP is coming out with an entertainment/PC system later this year, so if that's a decent color, I'll buy it. I'm normally not picky about colors, but draw the line at buying a dreary grey-colored PC as an entertainment center for home where I have a very peaceful and pleasant environment. If Dell sold a white PC, I bet they'd push more boxes (and sell more Intel chips.) Maybe I'll build my PC this year and create an entertainment PC system the way I would like it, if I can find a nice white case. Regards, Amy J