Silicon Investor (SI) -- The First Internet Community

STOCKTALK

We've detected that you're using an ad content blocking browser plug-in or feature. Ads provide a critical source of revenue to the continued operation of Silicon Investor. We ask that you disable ad blocking while on Silicon Investor in the best interests of our community. If you are not using an ad blocker but are still receiving this message, make sure your browser's tracking protection is set to the 'standard' level.

Pastimes : Clown-Free Zone... sorry, no clowns allowed -- Ignore unavailable to you. Want to Upgrade?

To: benwood who wrote (238154)	4/29/2003 5:18:11 PM
From: yard_man	Read Replies (2) \| Respond to of 436258

>>I think if they gave every worker the $250 to $400 per month they are contributing now and took away the medical plan that the health care costs would suddenly come under control<< I think it makes sense to have insurance -- what you are talking about isn't insurance -- it's a prescription for financial disaster -- savings can't replace insurance. Somewhere in between NO insurance and insurance covering any expense -- there is a happy medium -- but one ought to be able to choose the level of coverage based on their own needs and (perish the thought) ability to pay. I do want insurance -- but only to be insured against financial calamity as the result of a medical problem -- everyone has been sold a lie that they don't have to have much out of pocket -- well -- keep up the illusion and the insurance cos wiggle out of paying however they can -- even when you have a real calamity on your hands. First, the plans are coupled with employment -- second the government regulates the carp out of it -- is there any wonder that people get told only what they want to hear and then really don't get what they want?? I laugh every time I hear the expression: "patient bill of rights" -- where'd that come from. Is access to healthcare a right?? silly -- it came about because employers were given incentives to move to a system of HMO's and the like from your basic health plan that wasn't tied to specific providers -- now the tie between the insurance cos and the providers resulted in folks not being able to get what the doctor thought was best. Now we need to be protected from the system that they concocted, i.e. "patient bill of rights." Should have stayed with the old system where you picked up the premiums and a "share" of the costs. Don't like the costs -- shop around -- if the premiums go up -- shop around. If the premiums are too much no matter how much you shop -- make the only sensible decision -- higher deductible. Markets can work, even for medicine and medical insurance.