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Strategies & Market Trends : Galapagos Islands -- Ignore unavailable to you. Want to Upgrade?


To: Alan Smithee who wrote (44463)7/18/2003 9:31:07 AM
From: MulhollandDrive  Read Replies (1) | Respond to of 57110
 
thanks smithee..

i was thinking more along the lines of liability for any others (possible co-owners) who might have been shown to have exposure to liability on the grounds of negligient entrustment (as m mentioned), especially if this fellow had a history of not having sufficient faculty to control his car (garage incidents). my only thought was perhaps if more people felt that the liability of injury and death from elderly relatives might extend beyond just the principle involved, they might be a bit more proactive in doing what was necessary to keep the incapacitated driver off the streets..

but i think you are right, we have sufficient legal mechanisms in place now to shift responsibility away from the individuals who caused the accident...although in this particular case, there seems to be plenty of blame to go around (city of santa monica specifically)

death toll is up to 10 now, latest victim a 7 month old baby

:(



To: Alan Smithee who wrote (44463)7/18/2003 9:47:04 AM
From: mph  Read Replies (2) | Respond to of 57110
 
UM coverage protects you if you're hit by an
uninsured or underinsured motorist as a pedestrian.
You simply have to qualify as an insured under your
auto policy.

The folks injured in the Santa Monica accident
can look to their own carriers for excess over
the amount, if any, available from the
driver's policy.

Another excellent reason to carry adequate UM limits.