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To: yard_man who wrote (259817)	9/10/2003 5:34:01 PM
From: NOW	Read Replies (1) \| Respond to of 436258

why shouldnt you pay? because health care needs are largely unpredictable for individuals, as opposed to groups. you think that folks going bankrupt becasue they get sick i a good idea because it is "their fault" i take it. If so, you need to go back to the library and read up somme more. Yes, certain risk factors are controllable: smoking is a prime one. but add all of em up, and you still predict disease in an individual VERY poorly.

To: yard_man who wrote (259817)	9/10/2003 5:42:05 PM
From: patron_anejo_por_favor	Read Replies (1) \| Respond to of 436258

<<seriously, the whole idea of insurance -- where you get something that costs more than you pay is flawed -- giving it over to some flippin' buryacart like Hillary will only make it worse, not better>> Insurance works great in industries where what constitutes a loss, and what the benefit is are very well defined, i.e., "life" insurance. It's a morass when neither side of the equation can be very strictly and clearly defined, especially in health care....or in "credit insurance" for that matter.

To: yard_man who wrote (259817)	9/11/2003 10:34:15 AM
From: Knighty Tin	Read Replies (1) \| Respond to of 436258

tip, You don't pay full price because you have zero bargaining power. "Oh, Mr. Tippett, you are going to die in two weeks unless you have this $100,000 surgery." "Hold on, pardner, I'm going to two other doctors for estimates. They'll take some new full-priced tests and get back to me in two weeks." Never gonna happen. But when Medicare steps in and says, "the surgery is worth $9500, get it done, and, Mr. Doctor/Horsepistol, do it or starve to death" you have bargaining power. It's very similar to why we have socialism when dealing with other countries. "O.K., Nigeria, you ripped me off. I'm declaring war," doesn't scare anyone. But when the US Ambassador calls, it works a bit better. Health care is a big thing that benefits the entire country. I don't believe in health insurance. I believe in health care.