To: Joe Btfsplk who wrote (7900 ) 2/21/2005 4:47:07 PM From: Karen Lawrence Respond to of 361241 think about this, moron...Oct. 21—Even as Wal-Mart, the nation’s largest employer, markets its all-American image, the way the giant retailer treats its employees is downright un-American, offering a company health insurance plan most cannot afford on Wal-Mart’s poverty-level pay, according to a new AFL-CIO study. As retail stores across the nation struggle to compete with Wal-Mart, one of a growing number of large companies denying workers affordable health coverage, Wal-Mart’s low-wage, low-road practices also threaten to undermine such family-supportive health plans as those covering the tens of thousands of grocery store workers now on strike. Wal-Mart’s bottom-of-the-barrel wages averaging $7.50 to $8.50 an hour leave workers well below the federal poverty line for three- or four-person families, according to Wal-Mart: An Example of Why Workers Remain Uninsured and Underinsured. These low wages, combined with high health insurance payments, make health coverage unaffordable for 46 percent of Wal-Mart workers. In 2001, Wal-Mart workers paid between 41 percent and 47 percent of the total cost of the company health plan, while similar employees at large companies pay 16 percent of the total premium for single coverage and 25 percent for family coverage. "As Wal-Mart continues to leech off communities, forcing taxpayers and workers to pick up health care costs, it does tremendous damage as it drives other companies to do the same," says AFL-CIO President John J. Sweeney. Unionized grocery workers typically make between $12 and $14 an hour, according to the United Food and Commercial Workers, and usually do not have to pay toward health insurance premiums. “The health insurance participation gap between Wal-Mart and the typical large employer appears to result, in part, from Wal-Mart’s benefit policies, which specifically deny employees coverage or make it relatively expensive for many of them to purchase coverage,” the report finds. Wal-Mart’s Low Standards: A Threat to Family-Supportive Wages and Health Coverage As Wal-Mart increasingly competes directly with union grocery stores and retailers that pay family-supportive wages and offer affordable quality health plans, the 90,000 UFCW members now on strike at grocery chains in California and elsewhere over employer demands for big health benefit cuts understand the threat Wal-Mart poses. In February, Wal-Mart plans to open its first California grocery and super-center—the first of 40 it plans to open in the state over the next five years. “That the Wal-Mart model could be the model for other employees raises concerns for all of us,” says the AFL-CIO report. Workers at large corporations such as Wal-Mart are coming up against growing barriers to affordable health care coverage. A ground-breaking study released today by the nonprofit Commonwealth Fund finds the share of workers without health insurance employed by large firms rose from 25 percent to 32 percent between 1987 and 2001. Wal-Mart Workers Face Multiple Barriers to Getting Health Care Getting covered under the Wal-Mart plan is “only part of the story,” the AFL-CIO report cautions. Even if they can afford the plan, workers face significant gaps in coverage, ranging from “lack of insurance for important preventive care to big out-of-pocket expenses.” For instance, the report finds the Wal-Mart plan does not cover childhood immunizations for diseases such as measles, mumps, rubella and tetanus—all recommended by the American Academy of Pediatrics as “the best available defense against many dangerous childhood diseases.” Nonsupervisory workers also must wait months and even years to get on Wal-Mart’s health plan. While Wal-Mart managers are eligible to buy into the plan on their date of hire, full-time workers must wait six months. And part-time workers—with fewer than 34 hours, up from 28 hours prior to 2002—must wait two years. In comparison, the average waiting period at firms of 5,000 or more workers is just 1.3 months and 2.5 months at retailers generally, according to Employer Health Benefits: 2003 Annual Survey, by the Kaiser Family Foundation and Health Research and Educational Trust (KFF-HRET). On Jan. 14, as part of a UFCW Wal-Mart day of action, involving rallies at state capitols nationwide, union members will join with allies to protest Wal-Mart’s ongoing mistreatment of workers. And there is much to protest: In addition to providing its employees with low-wages and unaffordable health care, Wal-Mart faces nearly 40 lawsuits, including charges the company forces employees to work overtime without pay and discriminates against women.aflcio.org