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To: KLP who wrote (163100)4/7/2006 6:22:41 PM
From: MulhollandDrive  Read Replies (1) | Respond to of 793858
 
makes you wonder what planet the pols are from when they think they can 'cure' a problem by totally "disincentive-izing" those who are already paying

yes, i'll gladly pay the $295 instead of the $6k....i would consider that 'windfall penalty' <vbg>

from WSJ:

The question is this: What insurance company will provide coverage with $0 deductible, at an annual premium of $295, for someone whose health care costs on average $6,000 a year? The numbers imply losses of over $5,700, not counting administrative costs. To subsidize zero-deductible health insurance, state taxpayers might have to pay out about $6,000 per recipient.

There is no reason to expect firms to rush to offer a policy to uninsured employees. It makes more sense for them to pay their $295 penalty and hand the health-insurance problem back to the individual -- and ultimately to the taxpayers of Massachusetts