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Politics : New FADG. -- Ignore unavailable to you. Want to Upgrade?

To: kumar who wrote (2257)	7/11/2007 8:03:31 PM
From: Brumar89	Read Replies (1) \| Respond to of 4152

I am an accountant and this is a unique situation. Net Unrealized Appreciation: The NUA is important if you are distributing highly appreciated company stock from your tax-deferred employee-sponsored retirement plan, such as a 401(k). Upon the distribution the NUA is not subject to ordinary income tax. For this reason it may be better to transfer the company stock to a regular brokerage account instead of rolling the stock over to a tax-deferred IRA: that is, if rolled over to an IRA, the company stock's NUA would eventually be taxed at your ordinary income tax rate (when you take distribute the stocks). investopedia.com Can only do this one time when you retire. In my situation, I would transfer it and sell it, & pay the cap gains tax (as long as the cap gains tax rate is low), to generate funds to live on and defer making any withdrawals (on which I'd pay normal tax tho hopefully at a lower rate) from an IRA for years.