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Politics : A US National Health Care System? -- Ignore unavailable to you. Want to Upgrade?


To: John Koligman who wrote (2493)10/29/2007 7:04:29 PM
From: TimF  Read Replies (2) | Respond to of 42652
 
I think the government should require that anyone who *wants* to buy health insurance MUST be able to regardless of their medical condition, and NOT at an exorbitant price..

Does car insurance work the same way? I'd like to ensure the car I wrecked a few years back. I could use the couple of grand pre-crash value to pay some bills.

You aren't asking for insurance, your asking for charity. Well nox exactly charity, but it would be charity if it was voluntary.



To: John Koligman who wrote (2493)10/30/2007 4:37:49 AM
From: brushwud  Read Replies (1) | Respond to of 42652
 
I think the government should require that anyone who *wants* to buy health insurance MUST be able to regardless of their medical condition, and NOT at an exorbitant price...

OK, this seems like it would solve the middle-aged middle-class catastrophe problem without requiring single payer or any of the more socialistic concepts being proposed. I think it would also make unnecessary the absurdity of the government requiring individuals to buy health insurance.

If insurance companies had to sign up any and all applicants, they'd have to reinsure themselves against excessive losses. I'm trying to figure out if they'd do that spontaneously or if the government would need to require them to participate in some sort of clearinghouse to spread the risk around. But it doesn't seem like it would be necessary to force individuals to sign up.

Auto liability insurance is required in California, but reports say 25% of drivers are still uninsured. Apparently in Massachusetts, a significant number are failing to sign up for health insurance. When you consider that a significant percentage of the population has an IQ less than 75 and/or not enough income even to file a tax return, it's hard to imagine that everyone would really get around to signing up.



To: John Koligman who wrote (2493)10/30/2007 11:40:33 AM
From: Peter Dierks  Read Replies (1) | Respond to of 42652
 
Would you invest in a company that the government can compel to make bad investment decisions?