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To: Lazarus_Long who wrote (32524)4/7/2008 2:38:39 PM
From: Elroy Jetson  Read Replies (1) | Respond to of 217838
 
Yes, the FDIC insures all FDIC member lending institutions, and the FSLIC was very poorly run.

While the FDIC provides some guidance, the lender oversight is provided by either:

the Federal Reserve and Office of the Comptroller of the Currency;

or the less stringent Office of Thrift Supervision.

This is why Countrywide Bank changed regulators. The OTS requires lower levels of capital reserves.

In either case the FDIC provides the insurance.
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