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Politics : View from the Center and Left -- Ignore unavailable to you. Want to Upgrade?


To: Lane3 who wrote (68265)5/24/2008 3:47:41 PM
From: Alastair McIntosh  Read Replies (1) | Respond to of 543206
 
I didn't intend to suggest that moral hazard doesn't apply if the insurance is not acquired through direct purchase. My point was that moral hazard does not depend on whether or not the insurance is financed by single payer, only on the fact that there is insurance

You posted to Mary that you a key concern of yours was about moral hazard in the context of single payer. I was curious as to the reason for your concern as moral hazard appears to be equal in both single and multi-payer systems.



To: Lane3 who wrote (68265)5/24/2008 5:54:35 PM
From: Alastair McIntosh  Read Replies (1) | Respond to of 543206
 
The point I was trying to make was that future medical costs probably are not a significant factor when choosing to adopt a healthy life style.

If you know that your medical care will be covered by the government, you don't need to think about the financial implications of your behavior at all.


If this were the case, countries with universal health coverage would have a higher rate of lifestyle related disease than those countries who have a fraction of their population without health coverage.