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To: Sam Citron who wrote (3134)10/2/2008 6:46:06 PM
From: willcousa  Respond to of 5891
 
I don't have an opinion on deposit requirements. I don't know enough about regulating banks. But I do want something less than a loan to value ratio of 100% or more. Regulators could have been adjusting this ratio as the housing bubble grew so as to provide more cushion for the inevitable pop. Most discouraging to me is that we went through this once before. The real estate industry must throw some big bucks at the Congress.