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Politics : The Obama - Clinton Disaster -- Ignore unavailable to you. Want to Upgrade?

To: DuckTapeSunroof who wrote (1774)	11/19/2008 2:53:32 PM
From: Neeka	Read Replies (1) \| Respond to of 103300

Everyone has their theory. there is debate among economists regarding the effect of the Community Reinvestment Act, with detractors claiming it encourages lending to uncreditworthy consumers[97][98][99][100] and defenders claiming a thirty year history of lending without increased risk.[101][102][103][104] Detractors also claim that amendments to the CRA in the mid-1990s, raised the amount of home loans to otherwise unqualified low-income borrowers and also allowed for the first time the securitization of CRA-regulated loans containing subprime mortgages. en.wikipedia.org