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Politics : The Obama - Clinton Disaster -- Ignore unavailable to you. Want to Upgrade?

To: DuckTapeSunroof who wrote (17453)	8/18/2009 11:54:32 AM
From: SGJ	Read Replies (1) \| Respond to of 103300

Private insurance gives you a complete book of coverage and payments up front. No one decides life or death issues arbitrarily. You are free to change policies or companies if you don't like the coverage. Thats a free market in healthcare insurance. Also, patronizing me gives everyone even more to laugh at you about as I am obviously superior in intelligence and knowledge than you are. My debating skills also put you to shame.

To: DuckTapeSunroof who wrote (17453)	8/18/2009 1:21:08 PM
From: Broken_Clock	Read Replies (1) \| Respond to of 103300

I'll give you one, well, two real life major flaw with current insurance company "risk assessment": Kauai has been hit twice since 1982 with a major hurricane. The Big Island has never, ever been hit with a hurricane(twin peaks of Mauna Kea and Mauna Loa cause the hurricanes to swerve away). Yet the insurance cos. were successful in lobbying mandatory hurricane coverage for our island(entire state actually) to make up the losses on Kauai. The hurricane coverage is a higher premium than my regular coverage by a factor of 2. Same thing happened after the Gulf hurricanes in recent times. USAA rose auto insurance rates to the roof. So why do I have to pay higher auto and home insurance because some choose to live in hurricane alley?