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Politics : View from the Center and Left -- Ignore unavailable to you. Want to Upgrade?


To: Cogito who wrote (130049)2/4/2010 6:32:16 AM
From: Lane3  Read Replies (1) | Respond to of 541743
 
I think I'm just too stressed out by my recent history, including both serious medical and related financial issues, to be patient enough to discuss all this as if it's an interesting theoretical exercise.

I understand point one. If you're not interested in a theoretical exercise, I understand. I won't bother you further.

The idea that a free market system that relies mostly on private, for-profit insurance companies can be somehow modified to fix it appears, to me, to be bullshit.

I think that conclusion is more a function of exhaustion than anything.



To: Cogito who wrote (130049)2/4/2010 10:55:21 AM
From: TimF  Read Replies (1) | Respond to of 541743
 
Car insurance requirements vary from state to state, and insurance companies must meet requirements to be allowed to sell insurance in most individual states, if not all of them. There are national companies that have met the requirements for all 50 states, and they offer policies that differ slightly on a per state basis, depending on each state's regulations.

That's were we are currently in the individual health insurance market. You have to have a different type of policy to be able to sell in a different state. Except its even worse since the state regulation of coverage is much more complex and diverse in the case of health insurance than it is in auto insurance.

Removing the need to meet 50 different sets of requirements, by allowing meeting one set to be enough to sell to all 50 states makes things much simpler and less costly, not more complex and expensive.



To: Cogito who wrote (130049)2/4/2010 11:05:56 AM
From: Mary Cluney  Respond to of 541743
 
<<<In my opinion, our healthcare delivery system is seriously screwed up. The idea that a free market system that relies mostly on private, for-profit insurance companies can be somehow modified to fix it appears, to me, to be bullshit.>>>

I agree.