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Politics : View from the Center and Left -- Ignore unavailable to you. Want to Upgrade?

To: Lane3 who wrote (130056)	2/4/2010 11:15:38 PM
From: Cogito	Read Replies (1) \| Respond to of 541933

>>IMO, you are just predisposed to resist alternate approaches, which causes you to automatically read alternate suggestion in the most negative light possible rather than listening actively and giving them the benefit of any doubt. Tim said: "I'd prefer allowing any policy allowed by any state's regulator, to be sold to any one in the country, without also applying federal regulations." If you're so predisposed, you could read that as him desiring all states to have policies sold in all other states, which would be ridiculous. You would feel justified and be justified in objecting to that. But what he had in mind, I'm pretty sure, was only that the prohibition against buying insurance regulated in other states would be eliminated. He discussed in a later post the same notion I was promoting, that a few states would end up regulating the national policies. << I've cooled down a lot since last night. But that first paragraph of yours might just heat me up again. ;-) I don't believe I'm predisposed to resist alternate approaches, and I don't know why you would say that, unless you're assuming that this is the first time I've encountered the ideas you and Tim are presenting. In fact, I've already thought about the entire situation quite a bit, and I've thought about the various proposals under discussion, and I have already reached some conclusions about what will and won't work. If you or Tim, or anyone else, were to suggest something I haven't yet heard about or considered, I might be more willing to think about it. At this point, I see agreement between what you and Tim are proposing, and what you see happening as a result. Insurance companies would be allowed to sell policies across state lines. You expect insurance companies to do what credit card companies have done; to settle into a few states that have regulations they can live with. They would then sell policies nationally, with only a few variations for states with more rigorous regulation, like California. I'm assuming that you and Tim are NOT talking about having the federal government regulate all of this. If you agree that I've grasped what you are talking about, I'll tell you why I think that it might produce a few beneficial results, and also why I think it would not really reduce the cost of health insurance. And not to be content, I'd probably go on about some other negative effects I see being inevitable.