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Strategies & Market Trends : Dividend investing for retirement -- Ignore unavailable to you. Want to Upgrade?

To: JimisJim who wrote (4926)	6/16/2010 6:52:46 PM
From: chowder	Respond to of 34328

I was talking with my best friend today. He has a lot of the same positions I do. I sold 1/2 of my BP at the open, anticipating the dividend cut. Sold the rest when it was official. My friend was upset at the dollar loss of his BP position. I convinced him it wasn't the dollar loss that should be the focus. It's the percentage amount to his total portfolio. He and I lost 2% of our total portfolio value in BP. 2%! That's the value in diversification! Additionally, he felt better when I told him his portfolio was yielding close to 5% in dividends. Those dividends alone will make up his losses in 6 months if the market doesn't do squat! Now that's peace of mind! May be boring, and it is. But, it's peace of mind. I love those divies!

To: JimisJim who wrote (4926)	6/16/2010 7:28:15 PM
From: No Mo Mo	Read Replies (1) \| Respond to of 34328

"JNJ, O, CINF, MCD, LEG" I haven't been following as you've built. Are those five your total divvie allocation?

To: JimisJim who wrote (4926)	6/16/2010 7:40:34 PM
From: Tom C	Read Replies (4) \| Respond to of 34328

I may be the most boring. I already own MCD, JNJ, CLX, ED, KO, PG, and SYY among others. My most recent boring buy was MKC a spice company. Any company that produces Old Bay Seasoning can’t be bad but this may just be a Maryland thing. I have a dumb question. MKC even has a boring dividend (1.08/2.60%). Based on yahoo data the dividend seems to increase about 8 cents a year and .08/1.04*100 = 7% yield increase. Is that calculation correct? What kind of rate of yield increase do you look for in stock you plan to own for a long time? I’m also looking for another boring utility. I only own one, ED.

To: JimisJim who wrote (4926)	8/16/2010 2:50:49 PM
From: Bocor	1 Recommendation Read Replies (1) \| Respond to of 34328

CINCINNATI (AP) -- Insurance company Cincinnati Financial Corp. said Monday that its board of directors will boost the company's quarterly dividend by about 1.3 percent. The new cash pay out of 40 cents per share is an increase from the previous one of 39.5 cents per share. It will be payable on Oct. 15 to shareholders who own stock as of Sept. 22. ************************************************************ Zacks is upgrading their recommendation on Cincinnati Financial Corp. (NasdaqGS: CINF - News) to Neutral on the back of potential top-line growth from new business and strong retention in its Personal Lines segment which has been underperforming for the past three years. However, with an improvement in new business levels and strong retention levels along with rate increases that affected the homeowner line in 2009, it will bring a moderate growth in 2010. Cincinnati’s second quarter earnings beat the Zacks Consensus Estimate on an increase in investment income coupled with a decline in underwriting loss. Given Cincinnati’s agent-centric business model, its relationship with local insurance agencies is a primary strategic advantage. During 2008 and 2009, the company appointed 76 and 87 agencies, respectively, and aims to appoint 65 agencies in 2010. Its technological projects improve critical efficiencies and streamline processes for the agencies, allowing it to gain an increasing market share. Cincinnati is working on growing premiums through geographical diversification. Since 2007, it has entered five new states - New Mexico, Washington, Texas, Colorado and Wyoming. In the second half of this year, it plans to enter Connecticut and Oregon. The growth initiatives in the new states are part of a positioning strategy for long-term growth.