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To: GROUND ZERO™ who wrote (29107)	2/21/2012 11:22:12 AM
From: Sam	1 Recommendation Read Replies (2) \| Respond to of 223305

It's not the same thing because driving is an earned privilege which requires a license, and you don't have to buy insurance if you don't drive... also, insurance rates are not going down, they're going higher... the federal government is a fraud in may areas... Well, first of all, what I was responding to was your comment that the Fed gov could force you to buy a certain kind of car--that is not the case. Second, while it is true that driving is a "privilege which requires a license," it is not true that driving isn't a necessity for most people. Most people need a car to get to their job, they don't always have a mass transit system to use, and they don't always live in walking distance to the places they need to go, unlike earlier, simpler times. Third, insurance rates are not going up due to the ACA. Insurance rates go up because insurance companies can raise them. If we are going to talk about institutions that are "frauds," insurance companies qualify more than the Federal government, IMO. But, like I said in my earlier post, we will go round and round with this discussion. The discussion of the third point above is a long one which we likely do not have the time to have in a way that will satisfy either one of us. Assuming that the ACA does become law in 2014 and the state-wide pools get set up, we will see what happens over the following 3-5 years. That would be the real test. Everything else is just speculation and assertion until then, when the test happens in reality.