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Strategies & Market Trends : Buy and Sell Signals, and Other Market Perspectives -- Ignore unavailable to you. Want to Upgrade?

To: GROUND ZERO™ who wrote (41933)	12/17/2012 10:36:04 AM
From: Keith Feral	Read Replies (2) \| Respond to of 223362

Banks have the best balance sheets in history. I hardly think they need higher rates to make loan growth, they just need to work through the rest of their loan losses from the housing bubble. Once the negative loans flush out next year, loan growth will appear much stronger. 5 years ago, there were an infinite number of shadow finance companies to pick up the demand for consumers to refi all their loans. Now, it's basically down to a handful of banks which no longer warehouse their capital. It will be another year to squeeze out the last overhang of all the loan losses.