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Strategies & Market Trends : Dividend investing for retirement -- Ignore unavailable to you. Want to Upgrade?

To: research1234 who wrote (15052)	3/30/2013 11:24:07 PM
From: robert b furman	Respond to of 34328

I have been in the NADART plan for many years. Not many to select from but enough to get russell200 midcap 400 and s&p 500 plus some higher cost funds. They charge 4.00 a quarter to switch the indexes daily if you want. The biggest mistake I made was to not watch the price action daily of monthly and catch the big swings over the years. cash out at new highs and buy in when the headlines talk about 5 year new lows. catch 50% of the big swings and it works big time. I think most can roll out there 401 K to another plan - just reinvest it. If your employer has limited selection move it to a better broker plan annually and spread it around. Invest at least whatever your employer matches to what ever degree they do and move your 401k around while leaving some of it always in tact with your employer. Most importantly watch it and catch at least half of the big swings. In a 30 year career of working there are plenty of big swings.1997,1998,2002,2007 half of each run would double or triple what you put in as compounding will do another double. expiredoptions said it brilliantly and far better than I could have in his post over on GZ's thread - I saved it and have it in my 401k folder: Message 28739129 Hope this helps. Bob